Oportun - Visalia, California

Oportun: Empowering Financial Futures in Visalia, California

Nestled within the heart of Visalia, California, Oportun stands as a beacon of financial opportunity and empowerment. Situated inside Vallarta, at 3112 N Dinuba Blvd, Visalia, CA 93291, this loan agency and financial institution has been serving the community with dedication and commitment, earning a remarkable reputation among its patrons.

Main Services

• Loan Agency Services: Oportun specializes in providing personal loans to help individuals manage unexpected expenses, consolidate debt, or finance significant life events. Their loan amounts range from $300 to $10,000, with flexible repayment terms tailored to fit borrowers' needs.
• Financial Institution Services: As a CDFI (Community Development Financial Institution), Oportun offers a range of financial products and services designed to build credit and promote financial health. They provide savings accounts, secured credit cards, and other financial tools to help customers establish or rebuild their credit profiles.
• On-Site Services: Oportun offers convenient on-site services, allowing clients to apply for loans, manage their accounts, and receive personalized financial guidance all under one roof. Their dedicated team of financial service representatives is committed to providing exceptional customer service.

Location and Access

Oportun's Visalia branch is located in the northwest part of the city, close to the intersection of N Dinuba Blvd and W Noble Ave. The area is well-connected, with easy access via major roads and highways, including CA-99 and CA-198. The nearest public transportation stop is the Dinuba Blvd & Noble Ave bus stop, served by Visalia Transit's Route 1.

For those who prefer to drive, Oportun offers a convenient and spacious parking lot on-site, ensuring ample space for customers. The parking area is wheelchair-accessible, with designated spots close to the entrance for added convenience.

Featured Characteristics

• Wheelchair-Accessible Entrance: Oportun is committed to ensuring that all customers can access their services with ease. The branch features a wheelchair-accessible entrance, with automatic doors and a ramp for step-free access.
• Bilingual Staff: Recognizing the diverse nature of the Visalia community, Oportun employs bilingual staff members who can assist customers in both English and Spanish. This commitment to linguistic inclusivity helps break down barriers and promotes financial accessibility for all.
• Secure and Convenient Lobby: The Oportun Visalia branch offers a comfortable and secure waiting area, with seating, complimentary Wi-Fi, and refreshments. The lobby is equipped with modern technology, allowing customers to fill out applications or perform other tasks using provided tablets.

Practical Information

• Business Hours: Oportun is open Monday through Friday, from 9:00 AM to 6:00 PM, and on Saturday from 10:00 AM to 4:00 PM. They are closed on Sundays to allow their staff to serve the community during extended hours on weekdays.
• Contact Information: Customers can reach Oportun Visalia by phone at 559-201-6390 or by visiting their website at oportun.com. Their physical address is Inside Vallarta, 3112 N Dinuba Blvd, Visalia, CA 93291, United States.
• Online Services: In addition to their in-person services, Oportun offers a range of online banking options. Customers can manage their accounts, make payments, and access financial resources through the Oportun website or mobile app, available for both iOS and Android devices.

Customer Reviews and Positive Aspects

With a total of 67 reviews on Google My Business, Oportun Visalia maintains an impressive average rating of 4.5/5 stars. Customers consistently praise the branch for its exceptional customer service, knowledgeable staff, and user-friendly loan process. Some of the most commonly mentioned positive aspects include:

• Personalized Attention: Many customers appreciate the personalized approach taken by Oportun's staff, who take the time to understand each customer's unique financial situation and provide tailored solutions.
• Fast and Efficient Service: Oportun's streamlined application process and quick loan disbursement have been commended by numerous customers, with some mentioning same-day funding for approved loans.
• Competitive Rates and Flexible Terms: Customers have highlighted Oportun's competitive interest rates and flexible repayment terms, which allow them to manage their loans more effectively and build credit over time.
• Accessible Location and Convenient Hours: The branch's central location and extended business hours have been praised for their convenience, making it easier for customers to access the financial services they need.

In conclusion, Oportun Visalia stands out as a dedicated and customer-centric financial institution, committed to empowering the local community through accessible and responsible lending. With a comprehensive range of services, a convenient location, and a strong focus on customer satisfaction, Oportun has become an invaluable resource for Visalia residents seeking to improve their financial well-being.

👍 Reviews of Oportun

Eliana A.

1/5

The whole company needs to send their employees back to school their customer services suck all the way around. How the hell they gonna ask me for all my info name date of birth and then transfer me to a whole new person with no idea why I'm calling. Before you transfer the phone call you debrief the info to the next person. These people could care less about their job and I have no problem being rude. Go back to school and get real training.

Alex L.

5/5

I love this place, it help my credit alot and they have one of the best customer services very helpful. I read the other review all i have to say is if you don't have good credit of course your not going to get it dummy!!

Gracie A.

5/5

Great place to start if you are trying to rebuild credit. Reps are always available through phone and the young lady who helped me was amazing, very friendly, and made me feel comfortable while at the store therefore HUGE shout out to Destiny from Vallarta at the Visalia location for her GREAT customer service thank you

A (.

2/5

Ok only if you really need the money. They do a credit check even though they say they don't. If you qualify for a loan and pay it off they still do a credit check if you try for a second loan. Your good history with them doesn't mean a thing. This loan does not help your credit. Even if a day late they will call you everyday until you pay even if you've paid on time in the past. The loan is paid every two weeks. They do not report to credit bureau so it will not help your credit score.

Lori R.

5/5

Cynthia was an amazing help this was my first visit and I was definitely nervous and was very inexperienced in the loan process but she was very patient and helped me every step.of the way I highly recommend this store

Mark M.

1/5

This is place is so racist im a white male and i walk in to oppertun and see all of thede Hispanic people even my mother law is hispanic and i tried to get a loan and was denieed i have a social and a good job just not great credit but my mother on law who also had a good job and is illegal got a loan and i was denied for bad credit but sh3 go5 approved for the highest dollar ammount wich is racist to me i will call the dea and the bbb on tjis company for being this way

Rosa M. F.

5/5

These ladies are great. Cynthia assisted my boyfriend with his loan. She was very professional and we will come back again.

Diana G.

5/5

Friendly staff! Helpful with all the questions I had. Interest rates are pretty fair. I can’t believe I didn’t come here sooner